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TVM ( Time Value for Money )
“An individual’s preference for possession of a given amount of cash now rather than the same amount at some future time called time preference for money”
Short term Financing
“Funds available for a period of one year or less is called short term finance.”
About the Above Author 
I M Pandey, a Ph.D. in Finance from the Department of Commerce, Delhi School of Economics, University of Delhi, currently, holds the position of Director General at Delhi School of Business and Vivekanand Institute of Professional Studies.
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