Short-term investments are investments that you expect to hold for less than a year. These might include things like savings accounts, short-term government bonds, or even certain stocks. The idea behind short-term investments is to put your money somewhere that it can grow a little, but also be safe and easy to access if you need it.
|Working Capital||1-12 months||Up to $1 million||Managing day-to-day operations||Accounts receivable financing, inventory financing, trade financing|
Medium Term Investment
Medium-term investments are investments that you expect to hold for one to three years. These might include things like bonds, certain stocks, or even real estate. The idea behind medium-term investments is to put your money somewhere that it can grow more than it would in a short-term investment, but still be safe and accessible.
|Expansion Capital||1-3 years||$1 million – $5 million||Financing growth and expansion||Equipment financing, lease financing, term loans|
Long Term Investment
Long-term investments are investments that you expect to hold for more than three years. These might include things like stocks, real estate, or even a business. The idea behind long-term investments is to put your money somewhere where it can grow over time, but also have a bit more risk since you won’t be able to access the money as efficiently.
|Capital Investment||Over 3 years||Over $5 million||Financing major projects and acquisitions||Project financing, mezzanine financing, equity financing|