Short-term investments
Short-term investments are investments that you expect to hold for less than a year. These might include things like savings accounts, short-term government bonds, or even certain stocks. The idea behind short-term investments is to put your money somewhere that it can grow a little, but also be safe and easy to access if you need it.
| Type | Tenure | Amount | Purpose | Examples |
|---|---|---|---|---|
| Working Capital | 1-12 months | Up to $1 million | Managing day-to-day operations | Accounts receivable financing, inventory financing, trade financing |
Medium Term Investment
Medium-term investments are investments that you expect to hold for one to three years. These might include things like bonds, certain stocks, or even real estate. The idea behind medium-term investments is to put your money somewhere that it can grow more than it would in a short-term investment, but still be safe and accessible.
| Type | Tenure | Amount | Purpose | Examples |
|---|---|---|---|---|
| Expansion Capital | 1-3 years | $1 million – $5 million | Financing growth and expansion | Equipment financing, lease financing, term loans |
Long Term Investment
Long-term investments are investments that you expect to hold for more than three years. These might include things like stocks, real estate, or even a business. The idea behind long-term investments is to put your money somewhere where it can grow over time, but also have a bit more risk since you won’t be able to access the money as efficiently.
| Type | Tenure | Amount | Purpose | Examples |
|---|---|---|---|---|
| Capital Investment | Over 3 years | Over $5 million | Financing major projects and acquisitions | Project financing, mezzanine financing, equity financing |
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